Financial Health & Success Pyramid

We designed this pyramid as a way to help clients visualize their financial health and the various pieces that make up the whole. It’s simple, but that’s the beauty of it.

For many, the focus on their financial well-being is comprised entirely of the yellow block in the financial Health Pyramid, a.k.a. Growth of Capital. Don’t get me wrong. This is a MAJOR part of your financial success. While this pyramid outline is simplified, you can see this category includes your investment portfolio. Unfortunately, this is where most people stop.

There’s a common misconception that portfolio management is what you receive from financial advisors. It is, but that’s only a piece of what we provide. I’d say about 1/3, actually. If all I did was manage a portfolio, I’d be a money manager. It’s important for people to realize what else an advisor does.

Advisors work with you as an individual to see what opportunities you have and how to capitalize on them. This includes what you can be doing now, what lies ahead, and how to best prepare for it in a way that not only helps to maximize your income and growth, but also to protect what you have and allow you to live your best life. A lot of this happens outside your portfolio. Discussions revolve around goal planning, Social Security planning, health care planning, tax planning, and distribution strategies just to name a few. (Notice the repetitive phrase “planning.” Whether you work with us, someone else, or do it yourself, be sure to plan ahead before and during your retirement!)

It’s important to look at your financial life and goals as a whole and in unison to make the most of your resources.

Working with us means you get more than just investment management, but also peace of mind through our advisory services. As both CPAs and investment advisors, we take the time to create a road map unique to you that maximizes your after-tax spending power while also allowing you to spend your time living rather than worrying over finances. We’re your partner in creating financial success and freedom through comprehensive planning and investment management. Plus, as a multi-generational firm, we’ll be here for you today, tomorrow, and years to come. Our integrated tax and financial services give you the power to make informed decisions and make the most of your assets.